Finance at Crown Motors
Crown Motors are fully licensed Credit Brokers.
With an extensive range of loans and finance products available, we can help you find the most suitable used car finance package to assist you in your vehicle purchase.
Offering both personal and business funding, we can give you access to our extensive portfolio of finance companies and lenders with one application.
Use our finance calculators on our used car pages and submit your finance quotation request online.
Used Car Finance Loans
Click on the links below to find out more about the different types of loans available to purchase your vehicle:
We can provide finance facilities to suit most circumstances, and our used car finance packages are available to private individuals, business customers, partnerships and Ltd companie.
Hire Purchase
The most common type of vehicle finance used. It is a hire agreement with the option to purchase at the end of the loan agreement.
Main Benefits
Flexible deposit or even no deposit
Fixed Rate of interest
Fixed Monthly Repayments 12 - 60 Months
Ownership of the vehicle
Personal Loans
A loan provided to you to purchase the car
Main Benefits
No Deposit Required
Fixed Rates and Monthly Repayments
12 – 60 Months
Add on to the loan extra products like a 1 – 3 Year Warranty/Invoice Price Protection/GAP Shortfall Insurance
Borrow more than the price of the car. This type of loan is particularly useful when existing finance on your own car creates a negative equity situation
We also have available a loan product with no Loan to Value Restriction so that you can borrow over the retail price of your car
Lease Purchase
Same as Hire Purchase but a Final Payment or Balloon Payment at the end of the term
Main Benefits
Much Lower monthly repayments
Fixed Rates and Terms
Allows you to purchase a car of a higher value for reduced monthly repayments
Periods up to 48 months available
P.C.P. (Personal Contract Purchase)
Another type of Hire Purchase Agreement
Same as Lease Purchase with a final payment at the end
Annual Mileage and Term agreed at the start of the loan
Main Benefits
3 Choices at the end of the agreement
1) Part Exchange the Vehicle back in and use any balance left as a deposit towards the next vehicle purchase
2) Pay the Final Payment and keep the vehicle
3) Hand the vehicle back with no further liability (the final payment is a guaranteed future values) Excess mileage charges may apply